Integrity First

Life Insurance

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Term Life

Term life insurance, also known as pure life insurance, is a type of death benefit that pays the heirs of the policyholder throughout a specified period of time.


Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term policy to lapse.

 Whole Life

Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time.


Whole life insurance is the most common type of permanent life insurance policy that people purchase, according to the Insurance Information Institute.



Like most permanent life insurance policies, whole life also offers a savings component called "cash value." Read on to learn more about the benefits of whole life insurance.

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